About Us

Gems N' Loans Customers
pawn shop near San Clemente

Proudly serving Southern California for 24 Years, while providing the community an outlet from where they can obtain financial assistance. We also like sharing and giving back to our community through volunteering and charitable donations.

At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 23 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can be seen in their quality care of our customers. We are your pawnshop located in Dana Point, and offer other locations in Southern California.


Our mission here at Gems N’ Loans is to be a company that builds a place where people can come to find and discover anything they might want to buy or sell. We have Gemology experts on staff that specialize in gold, diamonds and all types of colored stones. The wonderful thing about pawnshops is that you never know what you’ll find. We receive vintage, estate, modern and custom pieces everyday. Find out for yourself why they say, “We Make Pawn Shopping Fun!”

Our Expertise

Muscial Instruments
40% Complete (success)
Low Interest Cash Loans
40% Complete (success)
A Myriad of Jewelry
40% Complete (success)
Designer Handbags
40% Complete (success)

Our Newsletter

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Master Jeweler

Gems N 'Loans Interior

Jewelry Cases

Employee Owned

Qualified Staff to Serve You